The Atlantis Web3 Bank website's Terms of Use govern your access to and use of our banking services, including our website, mobile apps, and any associated services (collectively, "Services"). By accessing or using our Services, you agree to be bound by these terms and all applicable laws and regulations. Please read these terms carefully to ensure you understand each provision.

              Eligibility

To use our Services, you must be at least 18 years old or the age of majority in your jurisdiction, whichever is higher, possess a government-issued ID such as an ID card or passport, and you must not be on any U.S. sanctions lists or reside in any country that is subject to U.S. sanctions.

By agreeing to these Terms, you represent and warrant that you meet these age, identification, and compliance requirements and that you have the legal capacity to enter into a binding contract.

              Acceptance of the Terms and Policies

By accessing and using the services of Atlantis Web3 Bank, including our website, mobile apps, and any associated services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy.

If you do not accept these terms and policies in full, you must not use our services.

Your continued use of our services following any updates or changes to our terms and policies constitutes your acceptance of those changes.

              Account Registration and Management

Account Setup: To use certain features of our Services, you must register for an account and provide accurate and complete information. It is your responsibility to keep your account information up-to-date.

Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. Notify us immediately of any unauthorized use of your account.

              Deposits and Transactions

Making Deposits: Specific terms related to deposit amounts, conditions, and acceptance of deposits can be found in our Deposit Agreement.

Transaction Limits: Transactions may be subject to limits on amounts or frequency, as detailed in our Transaction Limits policy.

Fees and Charges: Fees for our services are detailed in our Fee Schedule. These may include, but are not limited to, transaction fees, card issuance fees, loan application fees, and applicable penalties. We encourage you to review the Fee Schedule regularly to stay informed about any changes.

              Privacy Policy

Our Privacy Policy, which describes how we handle personal information, is an integral part of these Terms. By agreeing to these Terms, you also agree to our Privacy Policy, which is available on our website.

              Use of Services

Permitted Uses: You may use our Services only for lawful purposes and in accordance with these Terms.

Prohibited Uses: Engaging in activities that are fraudulent, illegal, or that infringe on the rights of others is strictly prohibited. We reserve the right to terminate your account if you engage in any of these activities.

              Intellectual Property

All intellectual property rights in the Services and their content, including but not limited to text, graphics, logos, and software, are owned by Atlantis Web3 Bank or our licensors and are protected by U.S. and international copyright and trademark laws.

              Disclaimers and Limitations of Liability

Service Availability: While we strive to ensure our Services are always accessible, we do not guarantee that the Services will be uninterrupted or error-free.

No Warranties: Our Services are provided "as is" and "as available" without any warranties of any kind, either express or implied.

Limitation of Liability: Atlantis Web3 Bank will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages resulting from your use of, or inability to use, our Services.

              Changes to Terms

We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting to our website. Your continued use of our Services following the posting of changes will mean you accept and agree to the changes.

              Governing Law

These Terms are governed by and construed in accordance with the federal laws of the United States of America, applicable to agreements made and to be entirely performed within such jurisdiction, without giving effect to any principles of conflicts of law.

              Dispute Resolution

Any disputes arising out of or related to these Terms or the Services will be resolved through binding arbitration, according to the rules of the American Arbitration Association.

              Contact Information

If you have any questions about these Terms, please contact us via email.